info@seicaa.org
Print this page

Self-Help Housing

Click the image to view our complete gallery.

Download the Self-Help Housing Brochure (PDF)

Program Requirements

  • Households cannot exceed 80% Area Median Income.
  • Committment to homeownership.
  • Must be able to legally enter into a contract.
  • Homebuyers are required to complete Homebuyers Education and Post-Purchase Education Courses.
  • Acceptable credit score (credit counseling available).
  • “Sweat Equity” as feasible. Minimum 50 hours per adult in household.
  • Adequate income and work history.

Top Reasons to Purchase a Self-Help Housing Home

  • Open the Door to Your Future
    Homes range from 1200 to 1400 square feet.  Homes have at least 3 bedrooms and 2 bathrooms. All homes are Northwest Energy Star Certified.
  • Protect Your Investment
    Homebuyers will gain knowledge and skills to maintain homeownership. SEICAA is available to buyers before, during, and after purchase to answer questions and provide support.
  • Affordable Monthly Payments
    Mortgages have fixed interest rates for the life of the loan.
  • Financial Assistance SEICAA secures gap financing for qualified participants.
  • “Sweat Equity”
    Limited homebuyer labor contribution, up to $2,500 toward closing costs. Buyers help make the home more affordable by contributing labor towards its completion.

 

SEICAA has helped 26 families, with 37 children, obtain safe affordable homeownership. SEICAA has built homes in Pocatello, Chubbuck, Inkom, Malad City, Preston, Soda Springs, and Lava Hot Springs, Idaho. SEICAA is currently accepting applications from individuals interested in homeownership with focus in Montpelier, Malad, Preston, Soda Springs, and Pocatello. Subdivisions with available lots include Applewood, Field of Dreams, Foothills, Llano Estacada, and Finlayson.

Floorplans

Click Image to see Larger Floorplans

Floorplan Lot 15 Floorplan Lot 16

Income Guidelines

2014 Area Median Income Guidelines

1 Person2 Person4 Person6 Person
Bannock $31,900 $36,500 $45,600 $52,900
Bear Lake $29,300 $33,500 $41,850 $48,550
Bingham $31,450 $35,900 $44,900 $52,100
Caribou $33,500 $38,300 $47,850 $55,500
Franklin $32,700 $37,350 $46,700 $54,150
Oneida $32,000 $36,550 $45,700 $53,000
Power $31,900 $36,500 $45,600 $52,900

Application

Download Affordable Housing Pre-Application (PDF)

Contact:
SEICAA: 208-232-1114 x101

Mail Applications to:
641 N. 8th Ave.
Pocatello, ID 83201