Mutual Self-Help Housing
Click any of the images above to view more pictures from our Mutual Self-Help Housing program.
- Groups of 4-10 households.
- Participants pre-qualify and receive loans through USDA Rural Development.
- Participants are required to complete financial education, including Homebuyer’s Education and Post-Purchase Education. integrated with Foreclosure Prevention
- Participants complete construction training.
- Each household is required to work 35 hours a week on the homes.
- Average construction time to complete all homes in each group is 12 months.
Top Reasons to Build a Mutual Self-Help Home
- “Sweat Equity”
Approximately $20,000 instant equity when you move into your new home.
- Own a New Home
Homes range from 1266-1500 square feet and include at least 3 bedrooms, 2 bathroom, and a double car garage. All homes are certified Energy Star.
- Become a “Smart Buyer”
SEICAA requires all participants to complete Homebuyers Essentials Training, including Pre- and Post-Purchase components. Homebuyers will have knowledge and skills needed to maintain homeownership.
- Affordable Monthly Payments
Mortgages are fixed 1-6% interest rates.
- Build Your Neighborhood
Get to know your neighbors and develop a sense of community.
- Acquire New Skills
Through time spent on site, you’ll learn basic construction skills (making future maintenance and repairs easier) and how to weatherize your home.
2013 Program Income Guidelines
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Submit Applications to:
Attn: Ramona Raymond
641 N. 8th Ave.
Pocatello, ID 83201