“Mutual Self-Help Housing is working together as one unit to complete all homes within a project. This may only be achieved successfully with everyone putting their best hand forward and working together.”
Mutual Self-Help Housing
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Click any of the images above to view more pictures from our Mutual Self-Help Housing program.
Download the Mutual Self-Help Housing Brochure (PDF)
Process
- Groups of 4-10 households.
- Participants pre-qualify and receive loans through USDA Rural Development.
- Participants are required to complete financial education, including Homebuyer’s Education and Post-Purchase Education. integrated with Foreclosure Prevention
- Participants complete construction training.
- Each household is required to work 35 hours a week on the homes.
- Average construction time to complete all homes in each group is 12 months.
Top Reasons to Build a Mutual Self-Help Home
- “Sweat Equity”
Approximately $20,000 instant equity when you move into your new home. - Own a New Home
Homes range from 1266-1500 square feet and include at least 3 bedrooms, 2 bathroom, and a double car garage. All homes are certified Energy Star. - Become a “Smart Buyer”
SEICAA requires all participants to complete Homebuyers Essentials Training, including Pre- and Post-Purchase components. Homebuyers will have knowledge and skills needed to maintain homeownership. - Affordable Monthly Payments
Mortgages are fixed 1-6% interest rates. - Build Your Neighborhood
Get to know your neighbors and develop a sense of community. - Acquire New Skills
Through time spent on site, you’ll learn basic construction skills (making future maintenance and repairs easier) and how to weatherize your home.
2013 Program Income Guidelines
| 1 Person | 2 Person | 4 Person | 6 Person | |
|---|---|---|---|---|
| Bannock | $31,900 | $36,500 | $45,600 | $52,900 |
| Bear Lake | $28,900 | $33,050 | $41,300 | $47,900 |
| Bingham | $30,800 | $35,200 | $44,000 | $51,050 |
| Caribou | $31,900 | $36,500 | $45,600 | $52,900 |
| Franklin | $32,300 | $36,900 | $46,150 | $53,550 |
| Oneida | $30,600 | $34,950 | $43,700 | $50,700 |
| Power | $31,900 | $36,500 | $45,600 | $52,900 |
Application
Download Affordable Housing Pre-Application (PDF)
Download Authorization to Release Information (PDF)
Contact:
Ramona Raymond
208-232-1114 x157
Submit Applications to:
SEICAA
Attn: Ramona Raymond
641 N. 8th Ave.
Pocatello, ID 83201